NEED QUICK CASH?PAWN & DRIVEYOUR CAR
Our Story
“Wilshare Pawnshop was built on a simple idea: your vehicle is an asset, and it should work for you when you need cash, not be sold. We lend responsibly, up to 25% of your vehicle's assessed value, so repayment is realistic and getting your car back is always the goal.”
ABOUT US
Our Identity,
Vision and Values
To be Botswana's most trusted source of fast, fair, vehicle-backed finance, helping people access cash without giving up what they've worked for.
To provide quick, transparent short-term loans against vehicles through a simple, confidential process that puts the customer's ability to repay and reclaim first.
OUR PRODUCTS
Choose How You Pawn
Two ways to get cash from your vehicle. Both cap your loan at roughly 25% of its assessed value, and both end with your car back in your name.
Pawn & Drive
Get cash today, keep the keys.
- Keep driving your vehicle while the loan is active
- A tracker is installed for the duration of the loan
- 30-day loan term
- Interest from as little as 25% per month, depending on the assessment
- 5% once-off admin fee on all loans
Pawn & Park
Hand it over, we look after it.
- Your vehicle is securely parked at our premises
- No tracker needed
- 30-day loan term
- Interest at 20% per month
- 5% once-off admin fee on all loans
HOW IT WORKS
Seven Steps From Keys To Cash
- 1
Bring your vehicle in
Bring your vehicle in with its documents for a valuation.
- 2
We assess and value it
Our team inspects the vehicle and gives it a fair, transparent valuation.
- 3
We make you an offer
A cash offer, generally up to 25% of your vehicle's assessed value.
- 4
You complete the paperwork
Accept the offer and sign our application and loan documentation.
- 5
Ownership transfers as security
You hand over your registration book so ownership can be transferred to Wilshare Pawnshop for the duration of the loan. This secures the loan; it isn't a sale.
- 6
Pawn & Drive
Tracker fitted, you keep driving
For Pawn & Drive, we install a tracker, then release your vehicle back to you.
Pawn & Park
Parked securely with us
For Pawn & Park, your vehicle is parked securely at our premises.
- 7
Cash released
Your cash is released once the Department of Road Transport and Safety (DRTS) has completed the transfer of ownership.
REPAYMENT
Repayment, Clearly Laid Out
Transparency is one of our values, so here is exactly how rollovers work, including the part where a loan can be forfeited. Tap a month to see it up close.
Minimum rollover payment is 40% of the outstanding amount each month. A loan can be rolled over for up to 3 months in total.
LOAN ESTIMATOR
See What Your Vehicle Is Worth
A quick, illustrative estimate. Not a final offer.
25% per month
- Estimated maximum loan
- P30,000
- Interest for 30 days
- P7,500
- Admin fee (5%, once-off)
- P1,500
- Total due at 30 days
- P39,000
- Min. payment to roll over (40%)
- P15,600
- Balance carried to month 2
- P23,400
Illustrative only. Final offer depends on our in-person vehicle assessment.
FAQ
Common Questions
Most roadworthy, registered vehicles with a clean title: sedans, bakkies, SUVs and light commercial vehicles. Bring it in and we'll assess it on the spot.
Need Cash This Week? Keep Your Car.
Chat to us on WhatsApp for a no-obligation, confidential quote.